Deed - 320-324 W Estudillo Ave - File 1359, 2001

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EXHIBIT A AMERICAN LAND TITLE ASSOCIATION RESIDENTIAL TITLE INSURANCE POLICY (6-1-87) EXCLUSIONS In addition to the Exceptions in Schedule E'. you are not Insured against loss. acts, attorneysfees, and expanses —selling from. 1. Cover nmenral police power, .and rho <<Isranca or violation of any law If governmwnr regulation. This includes budding and zoning ordinances and also iawe antl regulations :anc'�rrmq • land use • nnorovaments on the land • land division environmental protection This exclusion does not apply to violations or the enforcement A these matters whicn appear in the public records at policy date. This excuson does not limit the zoning coverage described in Items 12 and 13 of Covered Title Risks. 2. The right to take the land by condemning it, unless: • a nonce of exerasing the right appears in the public records on the Policy Date • the taking happened prior to the Policy Date and is bin, on you if you bought the land without knowledge of the taftfng 3. Title Risks. • that we rneated..alowed. x igraed to by you • !hat era known To you, out not !a is, an the Policy Date -unless they appeared in the Duohr. rocords • that result loss t, you • that fast affect your title after the Policy Date - this does not limit the labor and material lion coverage in Item d of Covered Title Risks t Fauure to Day value far your title. Lack of a right • to any land outside the area specifically described and retained to in Item 3 of Schedule A or • in streets, alleys, or waterways that touch your land This exclusion does not limit the access coverage in Item 5 of Covered Title Risks. SCHEDULE B EXCEPTIONS In addition to the Exclusions, you tie not insured against loss, costs, attorneys teas, and rho expenses Any facts about the land which a correct survey would disclose and which ere not shown by the public resulting from: records. This does not limit rho forced removal coverage in item 12 of Covered Title Risks. 1. Any rights, interests, or clams of parties ,n possession of the land not shown by the public records. 4. Any water rights or clams or title to water in or under the land, whether of not shown by the public 2. Any easem ents or liens not shown by the public records. This does not limit The lien coverage in Item records. If at Covered Title Risks. CALIFORNIA LAND TITLE ASSOCIATION STANDARD COVERAGE POLICY - 1990 EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: 1. (a) Any law, ordii,ance, or governmental regulation (including but rot limited to building and zoning laws, ordinances, or regulations) reelecting, regulating, prohibiting or relating (i) -he occupancy, use, or enjoyment of the lard; Gil the character. dimersfons or location of any improvement now or hereafter erected on the land; (iii) a separation in ownership or a change in the dimensions or area of the land or any parcel of which the land is m was a pat; or (iv) environmental protection, or the effect of any violation of these laws, ordinances or governmental regulations, except to the extent that a notice of the enforcement thereof m a notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the and has been recorded in the public records at Date of Policy. (b) Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or a notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in rho public records at Doe of Policy. ?. Rights of eminent domain unless notice of the exera" thereof has been recorded in the public records at Date of Policy, but not excluding from covwaq~y taking which has occurred prim to Date of Policy which would be binding on the rights of a purchaser for value without knowledge. 3. Defects, lienti, encumbrances, adverse clams, or other matters: (a) whether or not recorded in the public records at Data of Policy, but created, suffered, assumed or agreed to by the insured damanr, (b) not known to the Company, not recorded in the public records at Date of Policy, but known to the insured clamant and not disclosed in writing to the Company by the insured claimant prim to the date the insured clamant became an insured under this policy; (c) resulting in no loss m damage to the insured clamant; (d) attaching of created subsequent to Date of Policy; m (e) resulting in loss or damage which would not have been sustained if the insured clement had pad value tor the insured mmtgege or for the eaate m interest insured by this policy. 4. Unenforceabdity, of the lien of the insured mortgage because of the inability or failure of the insured at Date of Policy, or the inability or failure at any subsequent owner of the indebtedness, to comply with the applicable doing business laws of the state in which the land is situated. 5. Invalidity or unenforceability of the lien of the insured mortgage, or clam thereof, which off$" out of the transaction evidenced by the insured mortgage and is based upon usury or any consumer credit protection or truth in lending law. 6. Any clam, which arises out of the transaction vesting in the insured the estate of interest inured by five policy or the transaction creating the interest of the insured lender, by reason of the operation of federal bankruptcy, state insolvency or vinda creditors" rights laws. SCHEDULE B, PART I EXCEPTIONS FROM COVERAGE This Dolicy does not insure against loos or damage (and the Company mil not pay posts, attorneys' fees or expenses) which wise by reason of: PART 1 1 Taxes m assessments which are not shown se existing liens by the records of any taking authorrty that 3. Easements, liens or encumbrances, of dams thereof, which we not shown by the public records. levies taxes or assessments on red property or by the public records. Proceedings by a public agency 4. Discrepancies, conflicts in boundary Gnats, shortage in area, envoacnrnems, or any other facts which which may result in taxes m assessments, m notices of such proceedings, whether or not shown by a correct survey would disclose, and which are not shown by the public records. the records of such agency or by the public records. 5. (a) Unbalanced mining claims; (b) reservations or exception in parents or in Acts mthoriang the 2. Any facts, rights, interests or dams which tie not shown by the public records but which could be issuance thereof; Ic) water rights, dams or title to water, whether or hot the matters excepted under ascertained by an inspection of the land or which may be smarted by persons in possession thereof. (a), (b), m (c) are shown by the public records.