Deed - 320-324 W Estudillo Ave - File 1359, 2001

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EXHIBIT A (CONTINUED) AMERICAN LAND TITLE ASSOCIATION LOAN POLICY (10-17-92) WITH A.L.T.A. ENDORSEMENT -FORM 1 COVERAGE AND AMERICAN LAND TITLE ASSOCIATION LEASEHOLD LOAN POLICY (10-17-92) WITH A.L.T.A. ENDORSEMENT -FORM 1 COVERAGE EXCLUSIONS FROM COVERAGE . r rollownng matters are ezpt essly axrluded from The ,:near age of this Policy and the Company well notray loss or damage, costs, attorneys' fees or axponses which miss by mason at 1 ta) Any law, ordinance of governmental regulation Imcludirq but not limited to building and zoning laws, ordinances, or regulations) restricting, regulating, prohibfbng or relating to (i) inn uccupanc , use, air enjoyment of the land: fill the character, dimensions of location of any improvement now or hereafter netted on the land; (iii) a separation in ownership or a charge in rho dimensions or area of the land or any parcel of which the land is or was a part; or 4v) environmental protection, or the affect of any violation of these laws, ordinances or govenmentai regulations, except to the extent !hat a notice of the enticement thereof or a notice of a defecunc t, lien or encmbrae resulting from a violation or alleged violation affecting the land i-as been recorded in the public records at Date of Policy. Ib) Any governmental police power not excluded by (a) above, except to the extant that a notice of the ntercse thereof . a notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the lend has been recorded in the public records at Data of Policy. 2. Rights of eminent domain unless notice of the exercise thereof has Dean recorded In rho public records at Date of Policy, but not excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser fa withoutvalue withoutknowledge. 1 Defects, liens, encumbrances, adverse clams, m other masers: la) created, suffered, assumed a agreed to by the Insured clamant; IDI not known to the Company, not recorded in the public records at Date of Policy, but t nown to the Insured clamant and not disclosed in writing to the Company by the Insured eiamant prior to the date the insured clamant became an insured under this policy; (c) resulting in rw loss or damage to the insured clamant, (d) affecting . created subsequent to Date of Policy lexcept to the extent that this policy Insures the priority of the lien of the insured mortgage over any statutory lien tar services, lab. or material or to the extent Insurance is afforded heran as to assessments tar street Improvements under construction c• -omoleted at Date of Policy); or j resulting in loss or damage which would not have been sustained If the insured claimant had pad value tot the nsiared mortgage. 4. Unenforceabihty of :he ken of the insured mortgage because of the inability or failure of the insure- at Date of Policy, or the inability or talura of any subsequent owner of the indebtedness, to comply win applicable doing business laws of the state in which the land is situated. 5. Invalidity or unenlor.oabdity of rho lien of the insured mortgage, or clam thereof, which apses out of the transaction avidenned by the insured mortgage and is based upon usury or any consumer credit protection of truth in lending law. 5. Any statutory lien for services, labor or materials !a the clam of priority of any statutory lien fcr services, labor or materials over the lien of the insured mortgage) ariang from an improvement m work related to the lard which is contracted for and -ommenced subsequent to Date of Policy and is • I financed in whole Or in part by proceeds of the indebtedness secured by the insured mortgage which at Date of Policy rho insured has advanced of is obligated to advance. 7, Any clam, which arises out of the transaction creating the interest of the mortgagee insured by this policy, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' fights laws, that :s based on: (i) the transaction creating the inteest of the insured mortgagee bang deemed a fraudulent conveyance or fraudulent transfer; or (ii) the subordination of the interest or the insured mortgagee as a result of the application of the doctrine of equitable subordination; or Bill the transaction creating the interest of the insured mortgagee being deemed a preferential transtar except where the preferential transfer results from the failure: '',al to timely record the instrument of trarister; m Ili) at such recordation to import notice to a purchaser for value or a lodgement or lien aeMtor. AMERICAN LAND TITLE ASSOCIATION OWNER'S POLICY (10-17-92) AND AMERICAN LAND TITLE ASSOCIATION LEASEHOLD OWNER'S POLICY (10-17-92) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company —11 at pay lose or damage, costs, attorneys' fees or expenses which wise by reason of: 1. (a) Any low, ordinance or governmental regulation (including but not horded to budding and zoning laws, ordinances, or regulations) restricting, regulating, prohibiting or rolatinq to lit the occupancy, use, or enjoyment of the land; (if) the character, dimensions or location of any improvement now or hereafter erected on the land; Uii) a separation in ownership or a change in the dimensions of was of the land or any parcel of which the land is or was a part; or liv) environmental protection, or the effect of any violation of these laws, ordinances or governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien or encumbrance resulting from a violation m alleged violation stfachng the land has been recorded in the public records at Date of Policy. (b) Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or a notice of a defect, lien m encumbrance insulting from a violation or alleged violation affecting the land has been recorded hide public records at Date of Policy. 2. Rights of eminent domain artless notice of the exercise thereof has been recorded in the public records at Date of Policy, but rot excluding from coverage any taking which hasoccurned prim to Data of Policy which would be binding on the rights of a purchaser fm value without knowledge. 3. Detects, liana, encumbrances, adverse dams, or other matters: (a) created, suffered, assumed or agreed to by the Insured clamant; ib) not known to the Company, rot recorded in the public retards at Date of Policy, but known to the insured clamant and not disclosed in writing to the Company by the insured clamant prim to the date the insured claimant became an insured under this policy; (c) resulting In no loss or damage to the insured claimant; (d) attaching or created subsequent to Date of Policy, or (a) resulting in lose or damage which would not have been sustained if the insured clamant had pad value for the estate or interest irsurred by thin policy. Any claim, which asses out of the transaction vesting in the insured the estate or interest insured by this policy, by reason of the operation of federal bankruptcy, state insolvency, m similar creditors' rights laws, that is based on: (i) the transaction creatinq the aware or interest insured by this policy bang deemed a fraudulent conveyance or fraudulent transfer; or (ii) the transaction creating the oasts ar interest insured by this policy bang deemed a Preferential transfer except where the preferential transfer, results from the failure: (a) to timely record the instrument of transfer; m (b) of such recordation to impart notice to a purchaser for value m a judgement or lien creditor. The above ABTA policy forms may be Issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coveregein a Standard Coverage policy will also include the following General Exceptions: EXCEPTIONS FROM COVERAGE This policy does not instate Now loss or damage land the Company will not pay costs, attorneys' fees or expenses) which miss by reason of: Texas Or assessments which are rot shown as existing Gen by the records of any taxing authority that 3. Easements, liens a encumbrancer, or dams thereof, which are not shown by the public records. levies taxes a assessments on real property or by the Public records. Proceedings by a public agency 4. Discrepancies, conflicts in boundary lines, shortage in miss, encroachments, or any other facts which which may result in taxes m assessments, or notices of such proceedings, whether or rot shown by a correct survey would dledoss, and which are not shown by the public records. the records of such agency or by the pudic records. 5. (a) Unpaented mining dams; (b) reservations or exceptions in patents or in Acts authorizing the Any facts, rights, intaeets m dams which me not shown by the public records but which could be issuance thereof; (c) water rights, dams m title to water, whether m not the matters excepted under ascertained by an inspection of the land or by making inquiry of persons in possession thereof. (a), Ib) or (c) are shown by the public records.