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electronic mail received after 5:00 p.m. shall be deemed to have been received on the next <br />business day. <br />Section 8.4 Successors and Joint Trustors. <br />Where an obligation created herein is binding upon Trustor, the obligation shall also <br />apply to and bind any transferee or successors in interest. Where the terms of the Deed of Trust <br />have the effect of creating an obligation of the Trustor and a transferee, such obligation shall be <br />deemed to be a joint and several obligation of the Trustor and such transferee. Where Trustor is <br />more than one entity or person, all obligations of Trustor shall be deemed to be a joint and <br />several obligation of each and every entity and person comprising Trustor. <br />Section 8.5 Captions. <br />The captions or headings at the beginning of each Section hereof are for the convenience <br />of the parties and are not a part of this Deed of Trust. <br />Section 8.6 Invalidity of Certain Provisions. <br />Every provision of this Deed of Trust is intended to be severable. In the event any term <br />or provision hereof is declared to be illegal or invalid for any reason whatsoever by a court or <br />other body of competent jurisdiction, such illegality or invalidity shall not affect the balance of <br />the terms and provisions hereof, which terms and provisions shall remain binding and <br />enforceable. If the lien of this Deed of Trust is invalid or unenforceable as to any part of the <br />debt, or if the lien is invalid or unenforceable as to any part of the Security, the unsecured or <br />partially secured portion of the debt, and all payments made on the debt, whether voluntary or <br />under foreclosure or other enforcement action or procedure, shall be considered to have been <br />first paid or applied to the full payment of that portion of the debt which is not secured or <br />partially secured by the lien of this Deed of Trust. <br />Section 8.7 Governing Law. <br />This Deed of Trust shall be governed by and construed in accordance with the laws of the <br />State of California. <br />Section 8.8 Gender and Number. <br />In this Deed of Trust the singular shall include the plural and the masculine shall include <br />the feminine and neuter and vice versa, if the context so requires. <br />Section 8.9 Deed of Trust, Mortgage. <br />Any reference in this Deed of Trust to a mortgage shall also refer to a deed of trust and <br />any reference to a deed of trust shall also refer to a mortgage. <br />17 <br />