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<br /> -- DRAFT -- <br />2025-2029 ConPlan & FY 2025-2026 Annual Action Plan <br />Page 43 of 90 <br /> <br />MA-50 Needs and Market Analysis Discussion <br />Are there areas where households with multiple housing problems are concentrated? (include a <br />definition of "concentration") <br /> <br />According to the HUD Office of Community Planning and Development’s CPD Mapping Tool, the City <br />includes 20 Census Tracts, which encompass 65 Census Block Groups. Of these, 32 are classified as Low- <br />Mod Census Block Groups under the CDBG program. Low-Mod Census Block Groups are defined as areas <br />where more than 50% of residents earn 80% or less of the median family income. In FY 2023, the median <br />family income for a household of four in the area is $147,900, meaning households earning $112,150 or <br />less fall into this category. Figure 3 illustrates The City’s LMI Block Groups. <br /> <br /> Figure 3: LMI Block Groups <br /> <br />The Census block groups that contain Low-Mod Census block groups are as follows: