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RECORDINO REQUESTED BY: <br />ZBS Law, LLP <br />WHEN RECORDED MAIL TO: <br />ZBS Law, LLP <br />30 Corporate Park, Suite 450 <br />lrvine1CA92606 <br />TS No.: 20·61384 <br />APN: OSOH-1592·011-00 <br />2020166394 07/15/2020 02:12 PM <br />OFFICIAL RECORDS OF ALAMEDA COUNTY <br />MELISSA WILK, CLERK-RECORDER <br />RECORDING FEES: $114.00 <br />CITY OF SAN LEANDRO <br />ELECTRONICALLY R COR~Y!o 2 7 2DZO <br />CITY CLE 8.~~$_Q .IlkE. <br />NOTICE OF DEFAULT AND ELECTION TO SELL UNDER DEED OF <br />TRUST <br />PURSUANT TO CIVIL CODE§ 2923.3(a), THE SUMMARY OF INFORMATION REFERRED TO <br />BELOW IS NOT ATTACHED TO THE RECORDED COPY OF THIS DOCUMENT BUT ONLY TO THE <br />COPIES PROVIDED TO THE TRUSTOR. <br />NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED <br />~ : *::it.:ilJ:~fi'-1'-it,GM!n~ <br />~..ilA}"i}: ~ ~Jj!-~J.io)J ~Ji .f!.~Ai:;i} ~~yq <br />NOTA: SE AOJUNTA UN RESUMEN DE LA INFORMACION DE ESTE OOCUMENTO <br />TALA: MAYROONG BUOD NG IMPORMASYON SA OOKUMENTONG ITC NA NAKALAKIP <br />LU'U 'V': KEM THEO£>AY LA BAN TRINH BAY TOM LU'O'C VE THONG TIN TRONG TAI Lieu NAY <br />IMPORTANT NOTICE <br />IF YOUR PROPERTY IS IN FORECLOSURE BECAUSE YOU ARE <br />BEHIND IN YOUR PAYMENTS IT MAY BE SOLD WITHOUT ANY <br />COURT ACTION, and you may have the legal right to bring your account in good standing by <br />paying all of your pasJ due payments plus permitted costs and expenses within the time permitted by law <br />for reinstatement of your account, which is normally five business days prior to the date set for the sale of <br />your property. No sale date may be set until approximately 90 days from the date this notice of default <br />may be recorded (which date of recordation appears on this notice). <br />This amount is $30.314.65 as of 7/1412020 , and will increase until your account becomes <br />current. While your property Is in foreclosure, you still must pay other obligations (such as Insurance and <br />taxes) required by your Note and Deed of Trust or mortgage. If you fall to make future payments on the <br />loan, pay taxes on the property, provide insurance on the property1 or pay other obligations as required in <br />the Note and Deed of Trust or mortgage, the Beneficiary or mortgagee may insist that you do so in order <br />to reinstate your account in good standing. In addition, the Beneficiary or mortgagee may require as a <br />condition of reinstatement that you provide reliable written evidence that you paid all senior liens, property <br />taxes, and hazard insurance premiums. <br />Upon your written request, the Beneficiary or mortgagee will give you a written itemization of the <br />entire amount you must pay. You may not have to pay the entire unpaid portion of your account, even <br />though full payment was demanded, but you must pay all amounts In default at the time payment is <br />made. However, you and your Beneficiary or mortgagee may mutually agree in writing prior to the time <br />6 PGS