Agmt 2005 Stahl-Wooldridge Construction Co

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MAY-t2-2005 THU 09:52 AM CITY OF SAN LEANDRO FAX NO. 5105773310 P. 12 4. Discrepancies. conflicts in boundary lines, shortage in area, encroachments. or llI\Y oUter facti; whiCh a comet survey would disclose. and which are not shown by the public recorcls, 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; ee) Waler right!:, claims or title ro wllter, whether Or not (he matters excepted uDder (ll). (b) or (c) are shown by the public records. 2. CU'A HOMEOWNER'S POLICY OF TITLE INSURANCE (10-22-03) AI. TA HOMEOWNER'S POue\' OF llTL~ l.~SL'RANCE EXCLUSlONS In addition to the Exceptions in Schedule B. you arc: not insured against loss, costs. attorney's fellS, and expenscs re~ulting from: 1. Governmental police po\ver. and the existence or violation of any law or government regulation. Thi.~ includes ordUr ances, laws and regulations concerning: (a) building; (bl zoning; (c) land use; (d) improvements on Lilnd; (e) Lllnd division; (f) environmental protection This eXc\\lIIion does not apply to violations or the enforcement of these manen if notice of the violation or enforcement: appea.r~ in the Public Records at the Policy Date. This exc.lusion does not limit the c.overage described in Covered Risk 14.15,16. 170r24. 2. The failure of your existing ~INCtures. ot rmy part of them. to be constnJcted in accordance with applicable building codes. This exclusion does not apply to violations of building codes if t\Qtice of W viOlation appears in the Public Records at the Policy Date. 3. The right to take tbe Land by condemning it, unless: (al notice of exercising the right appears in the Public Records at the Policy Dale: or lb) the taking happened before the Policy Date and is binding on you if you bought the land without knowing of the taking. 4. Rislc$; (a) that are created, allowed, or agreed to by you, whether or nor they appear in the Public Records: (b) that aTe known to you at the Policy Dale. but not to us, unless they appear in the Public Records at the Policy Date: (c) that result in DO loss to YOll; or (d) that first ()(..'CUr mer the Policy Date - this does no( limit the coverage described in Covered Risk 7, 8d, 22, 23, 24 or 25. 5. Failure to pay value for your Title. 6. Lack of a right: (a) to any Land OUTside the area specifically described and referred to in PllTIlgraph 3 of Schedule A: and (b) in streets. alleys, or waterways tllat touch the Land. Thill ExClusion does not limit the coverage described in Covered . Risk 11 at 18. LIMITATIONS ON COVERED RISKS Your insurance for the following Co\'ered Riskli i~ limited on the Owner'$: Coverage Statement as fOlJoWll: '" For Covered Ri:>k 14. 15, 16 and 18, Your Deductible Amount and Our Maximum Dollar Limn of Liability ~bown in Schedule A. The deductible affiOlUUS and maximum dollar limits shown on Schedule A are as follows; Your Deductible Amount Ollt Maximum Dollar Limit of liability Covcre.d Risk 14; 1 % of Policy Amount or $2,500.00 (whichever is less) 1 % of POlicy Amount or $5,000.00 (whichever is less) I % of Policy Amount or $5,000.00 (whi('heveT is less) 1 % of Policy Amount or $2.500.00 (whicbever is less) $ 10,000.00 Covered Risk 15: S 25.000.00 Covered Risk 16: $ 25.000.00 Cowred Risk 18; $ 5.000.00 PULr....a III:*"'. J.l..U..U) PAGE 2 OF 5 MAY 12,2005 10:49 5105773310 Page 12