Agmt 2005 Stahl-Wooldridge Construction Co

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MAY-12-2005 THU 09:52 AM CITY OF SAN LEANDRO FAX NO. 5105773310 P. 13 3. AMERICAi"'l LAND TITLE ASSOCIATION RESJDE/'IlTIAL TITLE INSURANCE POuey (6-1-87) EXCLUSIONS In addition (0 the Ext:eptions in Schedule B. you are not insured againsr loss, costs. lIItorney's fees. and expenses resulting frO!'ll: 1. Governmental police power. and the existence or violation of any law or government rcgularion. This inch1l1eli building and zoning ordinances and alSCIlllws and regulations concerning: *Land use "Land division "Improvements on the land *EnvironmentaJ prorection This exclusion does not apply ro violations or the enforcement of the.~ malleTS which appear in the public records ar Polky Dare. This exclusion does nor limit the zoning toverage described in Items 12 and 13 of Covered Title Risks. 2. The righr to take the land by condemning it. unles$: :j; a notit:e of exercising the right appears in the public records on the policy dare .. the taking happened prior to rhe Policy Dale and is binding On you if you bouiht me land withoilt knuwing of the taking 3. Tirle: Risks: ~ thar are created. allowed. or agreed to by you .. that Olre known to you, but nor to us, on the Policy Date - unless they appeared in me public rec.oTds II< that resulr in DO loss I() you '" that first affect your title after the Policy Date. this ~ nor limir the labor and material lien coverage in llem 8 ot Covered Title Risks 4. Failure to pay value for your title. S. LlICk of 11 right: Ii< to any land outside the area specifIcally described and referred 10 in hem 3 of Schedule A: or * in streets, alleys. or waterways rhat touch your land This exclusion does nO( limit Ow acces~ coverage in Item 5 of C.overed Ri,,~. 4. AMERICAN LAND TITLE ASSOCIATION LOANPOUCY (10-17~92) WITH AL T A ENDORSEMENT - FORM 1 COVERAGE EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of This policy and the Company will nor pay loss or damage. costs. anorney's fees or expenses which arise by reason of: I. (a) Any law, ordinance or governmental regulation (including but not limited to building and zoning Jaws, ordinances. or regulations) restricting, regulating, prohibiting or relating to (i) the occupancy. use or enjoyment of the land; (ii) the character, dimensions or location of any improvement now or hereafter erected on tht! land; (iii) a separation in owncnllip or a change in the dimensions or area of the land or any parcel of which the land ill or WOlS a pm: or (iv) environmental prolection. OT the effect of any viOlation of these laws, ordinances or governmental regulations, except 10 rbe extent mar a notice ()f the enforcemenr tbereof or It nOlice of a defect. l~n or en<:umbtlUl~ resulting from 8 viOlarion or alleged violation affecling the land 11as been rL'Corded in me public records at Date of Policy. (b) An)' ~overnmenral police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or a notice of a defect. lien or encumbrance resulting from a violation or alleged violation affecring the land has been recorded in the public records at Date of Policy. 2. Rights of eminent domain unless notice of the exerciNe thereof has been recorded in the public records at Date of Policy. but not excluding from cover.lge any taking which has occurred prior to Date of POlicy which would be binding on the rights of a pun:haser for value without knowledge. 3. Deiecrs. liens. encumbrances, adverse claims or other marrers: (3) crearM, suffered, assumed or agreed 10 by the insured claimllnf: (b) not known to the Compan)'. nor recorded in the publk rectml.. at Date of Policy, but known to the insured claimant and nOl disclosed in writing [Q the CompllI1Y by the insured claimant prior to the date the insured claimant became an insured under this policy; (c) resulting in no loss or damage to (he insured claimant: I-UJJ....~ Ui~- 11...1'.C4) PAGE 3 OF 5 MAY 12,2005 10:49 5105773310 Page 13