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2010, one (1) San Leandran homebuyer received MCC assistance to purchase a home while five (5) additional MCC commitments with pending closing documents were issued. ♦ First -Time Homebuyer Program (FTHB) During this past fiscal year, the City approved twelve (12) loans under the FTHB down payment/closing cost assistance program. The City outsources administration of the first time homebuyer (FTHB) and inclusionary housing/below market rate ownership (IH/BMR) programs to the nonprofit Bay Area Home Buyer Agency (BARBA). Of the twelve loans, three (3) were for low-income and nine (9) for moderate -income first-time homebuyers. To meet ongoing loan demand which began last fiscal year, the City Council approved $131,000 in additional Redevelopment Set -Aside funds in February 2010 for the loan program. The City's FTHB Program is funded solely with Redevelopment Housing Set -Aside Funds. In FY 2009-2010, BAHBA conducted two (2) City -sponsored and free first-time homebuyer education seminars. BARBA awarded 135 certificates of completion to households attending each of the entire seminars. Through BARBA the City provided free one-on-one homebuyer counseling to twenty-three (23) households, all of whom were low- to moderate -income and San Leandro residents and/or employed in the City. IWAV In June 2010, BARBA conducted an annual post -purchase workshop in San Leandro. This workshop targets existing homeowners and/or loan recipients under the City's FTHB and IH/BMR programs. A primary goal of the post -purchase workshops is to educate existing IH/BMR homeowners about the resale and other affordability requirements under both programs and how to successfully maintain their homes. ♦ Inclusionary Housing Program There were no new below market rate ownership units privately developed or built under the City's Inclusionary Zoning Ordinance in FY 2009-2010 due primarily to the ongoing slowdown in the for - sale housing market. Obiective: Create Suitable Living Environment Priority # 4. Reduce housing discrimination. Activities: ♦ Eden Council for Hope and Opportunity Housing (ECHO) The City continued to contract with ECHO Housing, a regional non-profit fair housing agency, to provide fair housing services using CDBG funds. ECHO received sixteen (16) fair housing inquiries. ECHO educates people about fair housing laws, rights, and responsibilities using various methods. • ECHO provided information, counseling, and/or investigation in sixteen (16) fair housing inquiries or allegations of housing discrimination involving thirty (30) clients. Of this number ECHO provided counseling and investigative services in fifteen (15) cases involving twenty-nine (29) clients. With some cases reporting more than one type of discrimination, the allegations accounted for the following: nine (9) cases involved DRAFT Consolidated Annual Performance and Evaluation Report: FY 2009-2010 City of San Leandro Page 6