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<br /> <br /> <br /> 53 CITY OF SAN LEANDRO <br />EMERGENCY OPERATIONS PLAN <br />Assistance Program Details <br />the local government’s annual operating budget for the fiscal year of the <br />disaster.38 <br />Hazard Mitigation Grant <br />Program <br />FEMA’s Hazard Mitigation Grant Program (HMGP) provides funding to eligible <br />units of local government to support their efforts to rebuild following a <br />disaster in a way that reduces future losses in their communities. Hazard <br />mitigation includes long-term efforts to reduce risk and the potential impact of <br />future disasters.39 <br />Individual Assistance <br />Program <br />FEMA provides assistance to individuals and households through the Individual <br />Assistance (IA) Program, which includes the following programs:40 <br />• Mass Care and Emergency Assistance <br />• Individuals and Households Program <br />o Housing Assistance <br />o Other Needs Assistance <br />• Disaster Case Management <br />• Crisis Counseling Assistance and Training Program <br />• Disaster Legal Services <br />• Disaster Unemployment Assistance <br />• Voluntary Agency Coordination <br />Small Business <br />Administration Disaster <br />Loans <br />The Small Business Administration (SBA) provides low- or no-interest disaster <br />loans to help businesses and homeowners recover from declared disasters. <br />The SBA declaration process has a lower threshold than FEMA and will only <br />assist those who do not meet FEMA requirements.41 <br />Table 13: Disaster Assistance Programs Overview <br /> <br />38 https://crsreports.congress.gov/product/pdf/IF/IF11600 <br />39 https://www.fema.gov/grants/mitfgatfon/hazard-mitfgatfon <br />40 https://www.fema.gov/sites/default/files/2020-09/fema_individual-assistance-program-policy-guide_11-29-2018.pdf <br />41 https://www.sba.gov/funding-programs/disaster-assistance